Picture me about 5 years ago sitting with my "financial aid" advisor and them telling me... "no worries... you'll be making enough money to payback your loans and its a great intrest rate BLAH BLAH BLAH..... Fast foward to today when I'm trying to figure out how much dept harold and I have so that we can try to make Obama's plan work for us... (http://makinghomeaffordable.gov/)
I almost threw up all over my computer when I opened up our account summary for our Student Loans.... Not only do we have about $90,000 of dept from school BUT.... get this... are you ready.... WE OWE MORE THAN WHEN WE STARTED!!!!!!!!!!!!!!!!!!!!!!!!!!!! FUCK ME!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Excuse my language but honestly... WHAT THE F!!!!!!!!!!!!!!!!!!!
Its been three years since we graduated and we pay almost $1000 a month to this stupid lender.... lets ball park this and say that we've paid almost $24,000 and OWE MORE!!!!!!!!!!!!!!!!!!!!??????????????? Oh my god... i swear i have chest pain right now!!!
Ugh... no one said growing up was any fun what so ever! I couldn't even keep doing what I was doiong... I had to come here and vent cuz harold is at work busting his ass FOR NOTHING!!! This is all so scary... I try to be strong.. i swear i do but shit man this is hard! How can I even call the company to get answers when as soon as I open my mouth all I want to do is curse and cry... i'm still such a baby =/
Playing house is ass crazy when you step out of your little dream world and see what's in front of you. THANK GOD we have our health and it seems like this second job is going to work out. Thank god for harold and our family friends and that I'm not alone... I need to get myself together and call these people... i know i'm only gonna get more bad news.... maybe I'll wait till harold is here so they can give it to us dirty in the ASS at the same time!
ok.. enough.....
ayyyyy.... sorry this wasn't as bubbly as my other post... i was about to erase everything but this is me and life isn't always easy.... but life is wonderful... things will work out in the end and the best any of us can do is take things a day at a time.
LIFE IS WONDERFUL
xoxo
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Its only money, so don't go berserk. What interest rate do you have on that loan? If its high, then maybe you can refinance. Make sure that all your payments have been posted to the account. Unfortunately, interest adds up...thats why you should NEVER owe on your credit cards. Don't worry and just focus on a solution to paying back the debt. xoxo
ReplyDeleteDon't worry...everything will work out just fine! You have to have trust in God in that he will make everything okay. If it makes you feel better, Luis and I have $100k in student loans so far!!! The worse thing about it...I still need to borrow $80K more by the time I finish school. I won't see a physician's salary until I finish residency, which is a minimum of 7 years away =(. Good luck with everything! BTW...we miss you guys so much!
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